You’ve cut back on your spending and got rid of non-essential outgoings, but you’re still struggling to make ends meet. Sound familiar? Surviving in a recession can seem incredibly daunting, especially if your finances weren’t tip-top in the first place. What can you do to keep your head above water if you’ve already done the basics and still have outgoings that exceed your income? # 1 – Check your credit report If you haven’t checked your credit report in a while, make a point of doin











